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USDI Red Envelope Distribution Event Successfully Launched!Stability, security, and transparency
of digital currency
USDI is pegged to USDC at a 1:1 ratio, with publicly transparent and visible accounts.
What is USDI?
USDI is an innovative digital stablecoin that achieves value stability through a 1:1 peg to USDC. It combines high transparency with public accounts, monthly USDC reward bonuses, and cross-platform payment convenience, providing users with a secure, efficient, and globally-oriented digital payment solution with additional earning potential.
Functions and Features
User Guide
- How to Obtain USDI?
- How to Store and Transfer?
- USDI Exchange and Withdrawal?
Transparency and Security
900,000,000 USDI
Total Supply Chain of USDI
900,000,000 USDI
Circulating Supply of USDI
2,000,000,000 USDC
Public Account Balance (USDC Amount)
1,000,000,000 MUP
Reserves (MUP Amount)
Frequently Asked Questions
- How does the anchoring mechanism of USDI work?The anchoring mechanism of USDI relies on a fixed ratio of 1:1 with USDC, ensuring that each USDI is always equivalent to 1 US dollar. The specific operation is as follows:
- Public Account: The issuer of USDI, Goldpay, will maintain sufficient USDC reserves in a public account, allowing users to view the quantity of USDC in real-time through Goldpay's public account system, ensuring that each USDI has an equivalent US dollar as reserve support.
- Reserves and Circulation: The issuance of USDI is always aligned with the USDC reserves in the public account, meaning that each USDI is backed by 1 US dollar in reserves. When users conduct transactions or exchanges, Goldpay will ensure that the exchange rate between USDI and USDC remains 1:1, and this process is completely open and transparent.
- Price Stability: If market price fluctuations cause the price of USDI to fall below 1 US dollar, Goldpay will sell Market Utility Points (MUP) through market adjustment mechanisms to acquire USDC for stabilizing the price of USDI, thereby ensuring that the value of USDI does not deviate from its pegged value of 1 US dollar.
This anchoring mechanism ensures the stability and security of USDI through high transparency and market adjustment functions. - How to Obtain USDC Red Envelopes?USDI holders can participate in the distribution of USDC red envelopes through "Goldpay" platform to earn additional rewards. The specific process is as follows:
- Participation Requirements: To receive USDC red envelopes, users need to have a USDI account on "Goldpay" platform and hold a certain amount of USDI in their account. Goldpay will distribute USDC red envelopes proportionally based on the USDI balance in the account on the 28th of each month.
- Red Envelope Distribution Mechanism: Goldpay will divide the total prepared USDC into two parts:
- 50% Proportional Distribution: 50% of the USDC red envelopes will be distributed proportionally according to the amount of USDI held by users on the "Goldpay" platform; the more USDI held, the larger the red envelope received.
- Lucky Account: The remaining 50% of the red envelopes will be randomly awarded to one lucky account through a cryptographic algorithm, which will exclusively receive this portion of USDC red envelopes. This mechanism not only adds an element of fun but also provides users with the opportunity to get rich overnight.
- Redemption Method: After the red envelopes are distributed, users can directly view and claim their USDC on the "Goldpay" platform. The USDC obtained can be deposited into the account or used for subsequent payments and transactions.
This mechanism offers holders an additional opportunity for earnings, increasing the motivation for users to hold USDI long-term. - How to make small payments for goods on the Goldpay platform?USDI offers a convenient small payment feature on the Goldpay platform, particularly suitable for small transactions in daily consumption. The operational process is as follows:
- No fees: Users can pay for goods using USDI on the Goldpay platform without incurring any fees. This makes USDI particularly ideal for small transactions of 1 dollar or just a few cents, significantly reducing transaction costs.
- Payment process:
- Select goods: Users can choose products or services from merchants or service platforms that support USDI payments.
- Choose payment method: On the checkout page, select to pay with USDI and ensure there is sufficient USDI balance in the account.
- Confirm payment: Click the payment button, and the system will automatically deduct the corresponding amount of USDI, completing the payment. The whole process is simple and smooth, and since there are no fees, users need not worry about additional costs.
- Advantages: This small payment feature is particularly suitable for scenarios such as purchasing digital content and micro-payment services, like paying 1 dollar for an e-book, subscription services, or small in-app purchases of a few cents. This ease of operation and low-cost characteristic make USDI an ideal tool in the global small payment landscape.
- How does the USDI destruction mechanism work?Answer:
To maintain the stability of the USDI market price, Goldpay has introduced a destruction mechanism. When the market supply of USDI is excessive or demand decreases, Goldpay will repurchase and destroy a portion of USDI using the MUP reserves in a public account, thereby reducing the circulating supply in the market. This process helps to prevent price declines caused by oversupply, thus maintaining the 1:1 peg of USDI to the US dollar. All destruction operations are conducted transparently on the blockchain, allowing users to view these records at any time, ensuring fairness and transparency in the destruction process. - How is the security of USDI ensured?Answer:
The security of USDI is guaranteed through multiple layers of mechanisms. First, USDI relies entirely on public account management, allowing any user to view the reserve funds of USDI in real-time, ensuring that every USDI is backed by an equivalent amount of USDC. Additionally, Goldpay employs advanced blockchain technology, with all transactions recorded on a distributed ledger, preventing any tampering or fraudulent activities. At the same time, Goldpay has introduced independent third-party auditing firms to conduct regular audits of USDI's reserve funds and technical systems, further ensuring security and transparency. Furthermore, Goldpay strictly adheres to global Anti-Money Laundering (AML) and Know Your Customer (KYC) policies, ensuring compliance in user identity verification and the flow of funds. - Which wallets and blockchain networks does USDI support?Answer:
USDI is currently supported on the Polygon blockchain network, with plans to expand to more blockchain platforms in the future, such as Ethereum and BSC. Users can choose mainstream wallets compatible with Polygon, such as Metamask and Trust Wallet, to store and manage USDI. Within these wallets, users can easily view their USDI balance, conduct transfers and payment operations, and confirm the security and authenticity of transactions through on-chain verification. In the future, USDI will continue to expand its supported blockchain networks to enhance compatibility and ease of use on a global scale.
